Ricerca

Terms of Service

Last updated: June 14, 2026

1. Acceptance of these terms

These Terms of Service (the “Terms”) are a binding agreement between you and Francette, LLC, a Pennsylvania limited liability company doing business as “Ricerca” (“Ricerca,” “we,” “us,” or “our”), and govern your access to and use of the website located at ricercacredit.com and any related pages, content, and features (collectively, the “Site”). By accessing or using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms and by our Privacy Policy. If you do not agree, do not access or use the Site.

2. The Site is informational only — no professional relationship

The Site and its contents are provided for general informational and educational purposes only. Nothing on the Site constitutes tax, legal, accounting, financial, or other professional advice, and nothing on the Site should be relied upon as a substitute for advice from a qualified professional who is familiar with your specific facts and circumstances.

Your access to or use of the Site — including reading content, requesting information, or submitting a contact form — does not create a CPA–client, attorney–client, fiduciary, advisory, or other professional relationship between you and Francette, LLC, Ricerca, or any of our personnel. Any such relationship is formed only through a separate, written engagement agreement signed by both parties. The federal Research & Development tax credit (IRC §41) and §174/§174A rules are complex and fact-specific; eligibility and benefit vary by taxpayer, and any figures or examples on the Site are illustrative only. Please review our Disclaimer for additional information.

3. Eligibility

The Site is intended for use by businesses and by individuals who are at least the age of majority in their jurisdiction and who have the legal capacity to enter into these Terms. The Site is not directed to children. By using the Site, you represent and warrant that you meet these requirements and that any information you provide is accurate and that you are authorized to provide it.

4. License to use the Site & acceptable use

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site for your own internal, lawful, and informational purposes. This license does not include any right to resell, reproduce for commercial purposes, frame, mirror, or create derivative works from the Site or its contents except as expressly permitted in writing.

You agree not to, and not to permit any third party to:

  • use the Site for any unlawful, fraudulent, harmful, or unauthorized purpose, or in violation of these Terms;
  • copy, modify, distribute, sell, lease, or create derivative works of any part of the Site or its content;
  • reverse engineer, decompile, or attempt to derive the source code of the Site, except to the extent permitted by applicable law;
  • access the Site through automated means (such as bots, scrapers, or crawlers) other than as permitted by our published robots.txt, or otherwise harvest data from the Site;
  • interfere with, disrupt, overburden, or attempt to gain unauthorized access to the Site, its servers, or any connected networks or systems;
  • introduce viruses, malware, or other malicious or harmful code;
  • circumvent, disable, or interfere with security-related features of the Site, including our spam-prevention measures;
  • submit false, misleading, or another person’s information, or impersonate any person or entity;
  • infringe or misappropriate the intellectual property or other rights of Ricerca or any third party; or
  • use the Site in any manner that could damage, disable, or impair the Site or interfere with any other party’s use of it.

We may, in our sole discretion and without notice, suspend or terminate your access to the Site for any conduct that we believe violates these Terms or is otherwise harmful to us, our users, or third parties.

5. Intellectual property

The Site and all of its contents — including text, graphics, logos, icons, images, illustrations, audio, video, page layouts, design, look and feel, software, and the selection and arrangement thereof (collectively, the “Content”) — are owned by or licensed to Francette, LLC and are protected by United States and international copyright, trademark, trade dress, and other intellectual property laws. All rights not expressly granted are reserved.

“Ricerca,” the Ricerca logo, and our other names, marks, and logos are trademarks or service marks of Francette, LLC. You may not use them without our prior written permission. Other names, logos, and marks that may appear on the Site are the property of their respective owners.

6. Third-party links & resources

The Site may contain links to third-party websites, services, or resources that are not owned or controlled by Ricerca. We provide these links for convenience only and do not endorse and are not responsible for the content, products, services, accuracy, privacy practices, or availability of any third-party site or resource. Your access to and use of any third-party site or resource is at your own risk and subject to that third party’s terms and policies.

7. Disclaimers of warranties

THE SITE AND ALL CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE. TO THE FULLEST EXTENT PERMITTED BY LAW, RICERCA DISCLAIMS ALL WARRANTIES, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT, AND ANY WARRANTIES ARISING OUT OF COURSE OF DEALING OR USAGE OF TRADE.

Without limiting the foregoing, we do not warrant that the Site will be uninterrupted, secure, timely, or error-free; that defects will be corrected; that the Site or the servers that make it available are free of viruses or other harmful components; or that the Content is accurate, complete, reliable, current, or suitable for any particular purpose. Some jurisdictions do not allow the exclusion of certain warranties, so some of the above exclusions may not apply to you.

8. Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL FRANCETTE, LLC, RICERCA, OR THEIR MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATING TO YOUR ACCESS TO OR USE OF (OR INABILITY TO ACCESS OR USE) THE SITE OR ANY CONTENT, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STATUTE, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

TO THE FULLEST EXTENT PERMITTED BY LAW, OUR TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THESE TERMS OR THE SITE WILL NOT EXCEED ONE HUNDRED U.S. DOLLARS (US$100). THE LIMITATIONS IN THIS SECTION APPLY TO THE FULLEST EXTENT PERMITTED BY LAW AND FORM AN ESSENTIAL BASIS OF THE BARGAIN BETWEEN YOU AND US. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR CERTAIN DAMAGES, SO SOME OF THE ABOVE MAY NOT APPLY TO YOU.

9. Indemnification

You agree to defend, indemnify, and hold harmless Francette, LLC, Ricerca, and their members, managers, officers, employees, agents, and licensors from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees and costs) arising out of or in any way connected with: (a) your access to or use of the Site; (b) your violation of these Terms; (c) your violation of any rights of a third party; or (d) any information you submit through the Site. We reserve the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which case you agree to cooperate with our defense.

10. Privacy

Your use of the Site is also governed by our Privacy Policy and Cookie Policy, which describe how we collect, use, and protect information and how we use cookies and similar technologies. By using the Site, you acknowledge those policies.

11. Modifications to the Site or these Terms

We may modify, suspend, or discontinue the Site or any part of it at any time, with or without notice. We may also update these Terms from time to time. When we do, we will revise the “Last updated” date above, and the revised Terms become effective when posted. Your continued use of the Site after the revised Terms take effect constitutes your acceptance of the changes. We encourage you to review these Terms periodically.

12. Governing law & venue

These Terms and any dispute arising out of or relating to them or the Site are governed by the laws of the Commonwealth of Pennsylvania, without regard to its conflict-of-laws principles. You agree that the exclusive venue for any action or proceeding arising out of or relating to these Terms or the Site will be the state or federal courts located in the Commonwealth of Pennsylvania, and you consent to the personal jurisdiction of those courts.

13. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, that provision will be enforced to the maximum extent permissible and the remaining provisions will remain in full force and effect.

14. Entire agreement

These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and us regarding your use of the Site and supersede all prior or contemporaneous understandings on that subject. Our failure to enforce any provision is not a waiver of our right to do so later. You may not assign or transfer these Terms without our prior written consent; we may assign them freely.

15. Contact

Questions about these Terms may be directed to:

Francette, LLC d/b/a Ricerca
Email: info@ricercacredit.com
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